When you are planning a change — hiring, borrowing, expanding or incorporating — we turn your numbers into the budgets, forecasts and analysis you need to decide. Every engagement has a defined scope and a written deliverable.
Services and Deliverables
| Service | What you receive |
|---|---|
| Budgeting | An annual operating budget by month, built with you from your actual results |
| Forecasting | A 12-month projection of revenue, expenses and profit, updated on an agreed schedule |
| Cash-flow analysis | A cash-flow forecast showing expected shortfalls and the timing of large payments |
| Business planning | Financial projections and assumptions for a business plan, loan application or investor discussion |
| Incorporation advice | A comparison of operating as a sole proprietor versus a corporation, based on your figures |
| Profitability analysis | A breakdown of margins by product, service or client |
Who it suits
Owner-managed businesses and non-profit organizations facing a decision that depends on the numbers, and businesses that need projections to support a financing application.
How it works
- Scoping call — we agree on the question, the deliverable and the timeline.
- Information gathering — we work from your books, bank records and your own assumptions about the business.
- Analysis — we build the model and test the assumptions with you.
- Deliverable — we present the results, and you keep the working file.
Frequently Asked Questions
Are forecasts guaranteed?
No. A forecast depends on its assumptions. We document them so you can see what drives the result and update it as circumstances change.
Can you prepare projections for my bank?
Yes. We prepare projections with clearly stated assumptions to support a loan application.
Should I incorporate my business?
It depends on your income, how much you need to draw from the business and your plans. We compare both options using your own figures before you decide.